The Colorado Indigent Care Program (CICP) offers discounted healthcare services to qualifying low-income individuals and families in Colorado. It’s important to understand that CICP is not health insurance. This article outlines the eligibility requirements for CICP, application process, benefits, costs, and alternative healthcare options.
Understanding CICP Eligibility Requirements
To qualify for the Colorado Indigent Care Program, you must meet specific criteria:
- Colorado Residency: You must be a resident of Colorado.
- Income Guidelines: Your income must fall within established limits. These limits vary based on family size.
- Ineligibility for Other Programs: You cannot be eligible for Health First Colorado (Colorado’s Medicaid Program) or Child Health Plan Plus (CHP+).
- Medicare or Other Insurance: Even if you have Medicare or other health insurance, you may still be eligible for CICP.
CICP Income Limits: What to Expect
The CICP income limits are subject to change. The table below provides approximate annual and monthly income limits based on family size. Contact a CICP provider for the most up-to-date information.
| Family Size | Approximate Annual Income | Approximate Monthly Income |
|---|---|---|
| 1 | up to $37,650 | up to $3,137 |
| 2 | up to $51,100 | up to $4,258 |
| 3 | up to $64,550 | up to $5,379 |
| 4 | up to $78,000 | up to $6,500 |
Applying for the Indigent Care Program
The application process involves providing detailed information about your household income and size. To apply, contact a participating CICP provider to schedule an appointment and complete the necessary paperwork. All applications must be submitted within 181 days of the date of service.
CICP Benefits and Covered Services
CICP provides discounted emergency care at participating hospitals. The specific services offered at a discounted rate may vary by provider. Some may include urgent care, inpatient hospital care, primary care, and prescription drugs. Since CICP isn’t insurance, coverage isn’t standardized.
Understanding the Costs of CICP
While CICP offers discounted services, it’s crucial to understand the associated costs. You’ll be responsible for co-payments, which vary depending on the services received and your family income. Services or tests not discounted by your CICP provider are your responsibility. Your CICP discount applies only to services from qualified CICP providers and after any existing health insurance coverage. You pay the lower amount between the remaining charges not covered by your insurance or the CICP co-payment.
CICP and Health Insurance: Key Differences
CICP is not a health insurance program. If you’re enrolled in CICP, you might be eligible for Health First Colorado (Colorado’s Medicaid program). Explore eligibility for Health First Colorado, Child Health Plan Plus (CHP+), and other assistance programs like food assistance by visiting the Colorado Department of Health Care Policy & Financing website or calling 1-800-221-3943.
Exploring Other Health Insurance Options in Colorado
If you need health insurance, consider exploring options through Connect for Health Colorado. This marketplace offers discounted health insurance plans. Visit the Connect for Health Colorado website or call 1-855-PLANS4YOU (855-752-6749) for more information. For further questions about CICP, contact the Health First Colorado Member Contact Center.
