The Essential Care Program.com is designed to offer a discount plan, providing access to reduced costs on various healthcare services. It is crucial to understand that the Essential Care Program is not insurance. It functions as a discount program that enables members to lower their out-of-pocket expenses for certain medical, pharmaceutical, and ancillary services. This program operates through a network of providers who have agreed to offer services and products at discounted rates to program members.
When you enroll in the Essential Care Program, you gain access to discounts on a range of healthcare needs. These may include dental and vision care, prescription drugs, medical supplies, and medical equipment. The level of discount can fluctuate based on the type of healthcare provider and the specific services or products utilized. It is important to note that the program itself does not make payments to healthcare providers on behalf of members. As a member, you are responsible for paying for all services and goods received, albeit at a discounted rate negotiated through the program.
Protective Marketing Enterprises, Inc. is the Discount Medical Plan/Discount Plan Organization behind the Essential Care Program. For those seeking more detailed information, or for any inquiries, you can reach out to them at 855-201-9898 or visit EssentialCareProgram.com. Prospective members can also request a list of program providers within their service area, including their city, state, and specialty, to understand the network available to them before purchase. The fees associated with the Essential Care Program are clearly outlined in the membership agreement, ensuring transparency from the outset.
The Essential Care Program also provides flexibility with a cancellation policy. Members have the option to cancel their plan at any time. Specifically, there is a 30-day cancellation provision in place. For residents in certain states like FL, LA, MS, ND, OK, RI, SC, UT, SD, and TX, a full refund of membership fees (excluding any registration fee) is available if cancellation occurs within the first 30 days after receiving the membership card. For AR and TN residents, all fees are refundable within this initial 30-day period. MD residents are entitled to a refund of the membership and registration fee (minus $5.00) upon cancellation within 30 days and the return of their discount card. Louisiana residents who cancel within the first thirty days are eligible for a reimbursement of all periodic charges and any one-time processing fee exceeding thirty dollars. Cancellations after thirty days, except for nonpayment, will result in a pro-rata reimbursement of periodic charges in Louisiana. It’s important to be aware that the Essential Care Program is not available in all states, including AK, CT, MT, RI, & WA. For residents of Massachusetts, it is important to note that this plan is not health insurance and does not meet the minimum requirements for creditable coverage as defined by state law.
In summary, the Essential Care Program.com offers a way to access discounts on healthcare services, operating as a discount plan rather than insurance. It’s designed to help individuals manage healthcare costs through negotiated discounts with participating providers. For complete details, including provider networks and specific discount information, visiting EssentialCareProgram.com is recommended.
